Borrowing with a Trust: What You Need to Know
Have you ever thought about owning property through a trust, such as a Self Managed Super Fund (SMSF)? Trusts can be a strategic choice for asset protection, tax efficiency, and succession planning, but borrowing with a trust has its own unique complexities. Here’s a clearer look at the options and considerations. What Is a Trust? […]
Lenders Mortgage Insurance (LMI)
For many Australians, buying a home can seem like an unattainable dream, particularly with the challenge of saving up for a 20% deposit. However, Lenders Mortgage Insurance (LMI) can help make homeownership possible sooner by allowing you to borrow more than 80% of the property’s value, albeit with an additional cost. When used strategically, LMI […]
Construction – Terms you need to know
As someone who completed a large-scale renovation on my owner-occupied home with next to no knowledge, one thing I wish I knew was all of the terms that get thrown around by various trades people and suppliers when trying to bring the project together!! So, here are the 12 new terms that I learned during […]
Clear your Tax Debt
The backstory A client approcahed me who was facing financial setbacks due to unexpected illness in the family. It led to missed payments and accumulated tax debts and mounting tax obligations. He had a low credit score due to late / missed payments and was also behind in his tax returns. He now have a […]
Stamp Duty – time to go?
Stamp Duty. Is it time to go? The e61 Institute and PropTrack are shaking things up with their latest bombshell. Brace yourself as we uncover the harsh truth: stamp duty isn’t just a hefty tax – it’s an outdated and inefficient one. Cast your mind back four decades, when buying a property meant sacrificing a […]
First Home Buyers – How We Helped
Client’s Challenge Our clients, Joseph and Genevieve (the Parkers), were aspiring first home buyers eager to enter the Sydney property market. Despite diligent saving, reaching the 20% deposit threshold seemed daunting given the inflated market conditions in Sydney. Additionally, navigating the array of available grants for first home buyers proved to be overwhelming. How We […]
Debt Consolidation – How We Helped
Client’s Challenge Sarah, a valued client, found herself overwhelmed by the complexity of managing multiple repayments for various funding sources. The sheer volume of payments was not only causing her stress but also raised concerns about the potential impact on her credit score and overall financial health. How We Helped Thorough Property Evaluation: Our first […]
