​Buying your first home is one of life’s biggest milestones — but with housing affordability more strained than ever, getting a foot in the door can feel overwhelming. According to Domain’s 2025 First Home Buyer Report, the time it takes to save a 20% deposit for an entry-level home has

​ Introduction If you’re a professional in Australia, you may have access to exclusive home loan benefits that can help you secure better financing terms. Many lenders offer professional waivers, which can include discounted interest rates, waived Lenders Mortgage Insurance (LMI), and higher loan-to-value ratios (LVRs). These perks are designed

​On February 18, 2025, the Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25 percentage points, bringing it down from 4.35% to 4.10%. ​A welcome change to say the least! What does this mean for borrowers? Lower Monthly Repayments: For homeowners with variable-rate mortgages, this rate cut

At Stellar Finance Group, we’re all about making the complex simple and helping you secure the right financial solution for your needs. Today, we’re diving into the world of low documentation loans – a game-changer for borrowers who need flexibility without the hassle of mountains of paperwork. What Are Low

When it comes to home loans, most homeowners are looking for ways to save on interest and pay off their mortgage faster. One of the most effective ways to achieve this is by offsetting your interest. Whether you’re new to the game or considering how to make the most of

Have you ever thought about owning property through a trust, such as a Self Managed Super Fund (SMSF)? Trusts can be a strategic choice for asset protection, tax efficiency, and succession planning, but borrowing with a trust has its own unique complexities. Here’s a clearer look at the options and