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When a relationship ends, decisions about the family home can become some of the most complicated financial issues to resolve. You may want to keep the property, remove your former partner from the mortgage or understand whether you can qualify for a home loan in your own name. One common

Falling behind on mortgage repayments can make an already difficult financial situation more stressful. You may be wondering whether refinancing could reduce your repayments, help you catch up or provide a way to manage your existing home loan. Refinancing with mortgage arrears may be possible in some circumstances, but missed

Receiving home loan pre-approval can be an encouraging step towards buying a property. But what happens if your lender later declines the application, even though you were previously told you could borrow? A mortgage declined after pre-approval can be stressful, especially if you have already found a property, signed a

Having an outstanding tax debt can make applying for a home loan feel complicated, particularly if you’re self-employed or run a business. But does owing money to the Australian Taxation Office automatically prevent you from getting a mortgage? Not necessarily. Whether you can obtain a home loan with ATO debt

When a relationship ends and you jointly own a home, one of the biggest financial questions can be what happens to the property and the mortgage. You may decide to sell the property, or one person may want to keep the home and buy out their ex-partner’s share. If keeping

Introduction Self-employed borrowers have always known that earning a strong income and proving it to a bank are two different sports. You may have a profitable business, substantial assets and excellent cash flow. Yet if your income is spread across a company, trust or partnership – or your latest tax