refinancing

let stellar finance group help you benefit from lower interest rates, reduced monthly payments, a different loan term, or access to home equity.

life changes, and so does finance

The loan you signed up for a few years ago isn’t necessarily the right one for you today.

making sure our clients are sorted

When we help you get approved for finance to buy a property, it won't be the last you hear from us. We'll support you long-term.

helping new clients refinance, too

We work with many clients who know they're not getting the most optimal deal from their lender, and so seek out our help.

Investment property
It’s time to make your home work harder for you
If you already own a home, you may be sitting on untapped equity. We can help you leverage this in a way that doesn’t sacrifice your current lifestyle. If you want to take advantage of opportunities to build your investment property portfolio, we’re here to make it happen.
Refinance home loan - Stellar Finance Group
INVESTMENT PROPERTY
Proven expertise to make sure the structure supports the strategy
There are so many loan options out there, including investment-specific finance options. While the interest rate is important, it’s not the only cost of a to consider. We make sure the structure of all your loans supports your overarching property investment strategy.
INVESTMENT PROPERTY
for an application the banks will find hard to refuse
There are no guarantees in life, but with our deep insight into the lenders’ closely-guarded policies, we can help you put your best foot forward and increase the likelihood of you being approved for your property investment loan.

refinancing - why the benefits are just too good not to

Life is full of changes, and your home loan should adapt to match your evolving needs. Whether your family has grown, your lifestyle has shifted, or your financial situation has improved, there may be a better loan out there for you. Refinancing offers the opportunity to explore new options and secure a deal that aligns with your current circumstances.

Perhaps you’re eyeing a lower interest rate or seeking more flexible features to better suit your lifestyle. Maybe you’re considering debt consolidation or leveraging your home equity for renovations or investments. Whatever your motivation, refinancing opens doors to new possibilities. Let’s dive deeper into the top reasons to make the switch.

get a lower interest rate

Who doesn’t love saving money? Refinancing for a lower interest rate not only puts more dollars back in your pocket but also has the potential to accelerate your journey to mortgage freedom. With reduced monthly repayments, you’ll have extra cash to play with. Plus, if you redirect those savings into larger repayments, you could shrink your mortgage and slash your total interest payments. Since lenders use various factors to determine rates, it’s wise to consult with a Home Lending Specialist or broker to uncover the best rates available to you.

get the bells and whistles

Your home loan should be as dynamic as your life. Beyond just the interest rate, there are a plethora of features that could better suit your current circumstances. Perhaps you’re eyeing options to minimize interest and expedite loan repayment, such as offset transaction accounts or the flexibility of making extra repayments. Maybe you’re keen on diversifying your risk with a split between variable and fixed rates. Some loans offer customizable repayment frequencies, perks like rewards credit cards, or the freedom to redraw surplus repayments sans fees.

debt consolidation

Seeking to streamline your finances and cut costs? Consolidating debts such as personal loans, car loans, or credit card balances into your mortgage could be the solution. While each lender has varying guidelines for consolidating multiple debts into one, many home loans offer this convenient feature. If you’re looking to simplify your repayment process and potentially save money, debt consolidation could be a compelling reason to explore refinancing options.

use equity to do the things

Unlocking the equity in your home can provide financial flexibility for various purposes, such as renovations or investments. Refinancing allows you to tap into the equity you’ve built up in your property over time, giving you access to funds that can be used to enhance your home or pursue other ventures. Whether you’re planning to upgrade your property or embark on a new investment opportunity, refinancing to access your home equity offers a pathway to achieve your goals.

hear from our clients