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​On February 18, 2025, the Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25 percentage points, bringing it down from 4.35% to 4.10%. ​A welcome change to say the least! What does this mean for borrowers? Lower Monthly Repayments: For homeowners with variable-rate mortgages, this rate cut

At Stellar Finance Group, we’re all about making the complex simple and helping you secure the right financial solution for your needs. Today, we’re diving into the world of low documentation loans – a game-changer for borrowers who need flexibility without the hassle of mountains of paperwork. What Are Low

When it comes to home loans, most homeowners are looking for ways to save on interest and pay off their mortgage faster. One of the most effective ways to achieve this is by offsetting your interest. Whether you’re new to the game or considering how to make the most of

Have you ever thought about owning property through a trust, such as a Self Managed Super Fund (SMSF)? Trusts can be a strategic choice for asset protection, tax efficiency, and succession planning, but borrowing with a trust has its own unique complexities. Here’s a clearer look at the options and

For many Australians, buying a home can seem like an unattainable dream, particularly with the challenge of saving up for a 20% deposit. However, Lenders Mortgage Insurance (LMI) can help make homeownership possible sooner by allowing you to borrow more than 80% of the property’s value, albeit with an additional

Are you watching your savings disappear faster than a block of cheese when wine is involved? With interest rates and living costs on the rise, it’s proving to be very challenging times for us all. Just the other day, I picked up a block of cheese for my weekly grocery

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