Stellar insights

How Islamic Finance Works for Sydney Property Buyers If you’ve been exploring property options around Sydney’s Inner West, whether that’s Marrickville, Burwood, Balmain, or Strathfield, you’ve probably noticed something: the market is competitive, the stakes are high, and for many buyers, the question isn’t just can I afford this? It’s

The Impact of the RBA Holding Rates on Mortgages and the Property Market (April 2025 Update) Introduction The Reserve Bank of Australia’s (RBA) decision to hold the official cash rate at 4.35% in April 2025 has triggered widespread discussion across the mortgage and property sectors. With inflation softening and economic

From Separation to Strength: Your Financial Fresh Start After Divorce By Dr Lisa Bridgett | Founder, Stellar Finance Group Divorce isn’t just the end of a relationship – it’s a complete reset of your emotional, legal, and financial life. I know this firsthand. As a solo mum with two children

​Buying your first home is one of life’s biggest milestones — but with housing affordability more strained than ever, getting a foot in the door can feel overwhelming. According to Domain’s 2025 First Home Buyer Report, the time it takes to save a 20% deposit for an entry-level home has

​Introduction If you’re a professional in Australia, you may have access to exclusive home loan benefits that can help you secure better financing terms. Many lenders offer professional waivers, which can include discounted interest rates, waived Lenders Mortgage Insurance (LMI), and higher loan-to-value ratios (LVRs). These perks are designed to

​On February 18, 2025, the Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25 percentage points, bringing it down from 4.35% to 4.10%. ​A welcome change to say the least! What does this mean for borrowers? Lower Monthly Repayments: For homeowners with variable-rate mortgages, this rate cut