Your First Home: A Simple 4-Step Guide to Getting the Keys
Buying your first home? Let me simplify the process into four easy steps! Step 1: Organize Your Finances – Start by saving for your deposit and understanding your borrowing capacity. While a 20% deposit is ideal, there are options available if you have less. Step 2: Secure Pre-Approval – Getting pre-approved not only shows sellers […]
Financial Relief for Australian Small Business Owners
Financial Relief for Australian Small Business Owners Are you feeling the pinch? You’re not alone. Over half of Australian small business owners are experiencing mental strain due to rising costs and economic pressures. A CBA survey reveals that 52% of SME owners have seen a decline in their mental health over the past year. With […]
Buy Your Dream Home with a Small Deposit: New Home Guarantee Schemes
Buy Your Dream Home with a Small Deposit: New Home Guarantee Schemes Ever wondered how you can buy your dream home with a small deposit? Hi, I’m Lisa from Stellar Finance Group, and I’m here to guide you through the process of owning your dream home with a minimal deposit. I have some exciting news […]
5 Essential Tips to Prepare Your Property for a Successful Spring Sale
5 Essential Tips to Prepare Your Property for a Successful Spring Sale Are you looking to sell your property but waiting until spring? Choosing the right season to list your property can have varying effects on the price, competition, and demand. While many prefer spring, I personally believe that winter is a great time to […]
How Interest Rates Impact Your Mortgage Payments
How Interest Rates Impact Your Mortgage Payments | Stellar Finance Group When you’re buying a home, the interest rate on your mortgage plays a huge role in your monthly payments.” An interest rate is the cost of borrowing money from the bank. The higher the interest rate, the more you’ll pay back over time.” Let’s […]
Why Loan Pre-Approval is Crucial for First-Time Homebuyers
Why Loan Pre-Approval is Crucial for First-Time Homebuyers Dreaming of buying a home or car? Before you start shopping, there’s one important step you shouldn’t skip – loan pre-approval.” Loan pre-approval is when a lender evaluates your finances and gives you an estimate of how much you can borrow. It’s a detailed check of your […]
Get Pre-Approved: Your First Step to Home or Car Ownership
Dreaming of buying a home or car? Before you start shopping, there’s one important step you shouldn’t skip – loan pre-approval. Loan pre-approval is when a lender evaluates your finances and gives you an estimate of how much you can borrow. It’s a detailed check of your credit score, income, and debt.” Getting pre-approved helps […]
Building the Future: The First Round of the Housing Future Fund
The First Round of the Housing Future Fund marks the initial phase of a strategic investment aimed at addressing the housing crisis. This fund is dedicated to creating affordable housing solutions, supporting sustainable development, and improving housing accessibility for low- and middle-income families. Through government partnerships and private sector involvement, the Housing Future Fund focuses […]
Unlock Your Home Loan Potential
Tips from Stellar Finance Group Looking to boost your borrowing power in Australia? Stellar Finance Group is here with quick tips to help you maximize your capacity! First, manage your expenses. Lenders, like us, assess your financial habits, so lowering your monthly costs can make a big difference. Next, improve your credit score. Paying bills […]
Big Life Decisions being Put on Hold
Big Life Decisions being Put on Hold | Stellar Finance Group Putting big life decisions on hold is a common experience, especially during times of uncertainty or change. There are many reasons why people might choose to do this, including: _________________________________________________________________________________ Financial instability: When people are struggling financially, it can be difficult to make big […]