Fossil Fuel Friendly Bank
Fossil Fuel Friendly Bank | Stellar Finance Group In order to help developing countries reduce their #greenhouse gas emissions and prepare for the effects of #climatechange change, powerful countries provide #climate funding. Additionally, it can be applied to foster climate-related research and development as well as increase capacity for climate action. Find out the fundamentals of climate #financing, such as what it […]
3 Ways To Save For A House Deposit 🏠 | Lisa Bridgett
3 Ways To Save For A House Deposit 🏠 | Lisa Bridgett | Stellar Finance Group If you’re young and dreaming of owning your own home, saving for a house deposit can seem daunting. But it’s definitely possible! Here are a few tips: _________________________________________________________________________________ ⭕ How to Save for a House Deposit with a New […]
3 ways to structure your mortgage
The mortgage structure you choose will have a big impact on your monthly payments, your total interest costs, and your overall financial security. It’s important to carefully consider your options and choose the structure that’s right for you. 3 ways to structure your mortgage: _________________________________________________________________________________ ⚫ Fixed-rate mortgage: A fixed-rate mortgage has an interest rate […]
How To Prepare Financially to Apply for a Mortgage
How To Prepare Financially to Apply for a Mortgage | Stellar Finance Group Don’t make these common mistakes when applying for a mortgage: not checking your credit score, not having enough money saved for a down payment, not understanding the different types of mortgages, and not getting pre-approved for a mortgage. _________________________________________________________________________________ ⚫ Job stability: […]
How High will Interest Rates Go
How High will Interest Rates Go | Stellar Finance Group Where will rates go is a question that is on the minds of many people, including borrowers, lenders, and investors. Interest rates are an important factor in a variety of economic decisions, and they can have a significant impact on personal finances. Interest rates are […]
Don’t Quit your Job during the Loan Application
Don’t Quit your Job during the Loan Application | Stellar Finance Group This is one of the most important pieces of advice you can get when applying for a loan. Lenders want to see that you have a stable job and a reliable source of income. If you quit your job during the loan process, […]
Tips for First Home Buyer’s
Tips for First Home Buyer’s | Stellar Finance Group Buying a home is a big decision, but it doesn’t have to be overwhelming. By following these tips, you can increase your chances of success and find the right home for you. _________________________________________________________________________________ ⚫ Get pre-approved for a mortgage. This will give you an idea of […]
Impact of Credit Cards on your Home Loan
Impact of Credit Cards on your Home Loan | Stellar Finance Group Your credit card limit can have a significant impact on your home loan application. Lenders will consider your credit limit, along with other factors such as your income, expenses, and credit history, when assessing your borrowing capacity. Lenders typically assume that you could […]
Determining Your Borrowing Capacity
Determining Your Borrowing Capacity | Stellar Finance Group It is important to determine your borrowing capacity before you apply for a loan. This will help you to understand how much money you can afford to borrow and to avoid overextending yourself financially. _________________________________________________________________________________ If you borrow more money than you can afford, you may have […]
Mortgage Hacks That Will Save You Money
Mortgage Hacks That Will Save You Money | Stellar Finance Group A mortgage is one of the biggest financial commitments most people will ever make. So it’s important to do everything you can to save money on your mortgage. _________________________________________________________________________________ Here are a few mortgage hacks that can help you save thousands of dollars: _________________________________________________________________________________ […]