Medical Sector Finance
Let Stellar Finance Group empower your practice and unlock growth with medico finance solutions.
Expert Finance for Medical Professionals
At Stellar Finance Group, we specialise in helping medical professionals secure lending that truly reflects the way they earn, work and build wealth.
We understand that doctors, specialists and nurses have a financial profile unlike any other – and that standard lenders often struggle to assess it correctly. That’s why we leverage deep expertise in doctor-specific lending and professional LMI waivers to help you access high-leverage finance without unnecessary mortgage insurance, often with deposits as low as 10% or less.
We also understand the nuances of private practice and self-employment. Whether you’re an intern, registrar, specialist, contractor or practice owner, we structure complex income streams strategically so your true borrowing capacity is recognised.
Your time is valuable. Your finance shouldn’t be complicated.
Our role is simple: cut through complexity, negotiate strategically on your behalf, and deliver lending solutions that support both your lifestyle today and long-term wealth creation.
Anesthesiologist
Cardiologist
Cardiothoracic surgeon
Chiropractor
Clinical pharmacologist
Cosmetic surgeon
Dental specialist
Dentist
Dermatologist
Ear and throat surgeon
Emergency doctor
Endocrinologist
Gastrointestinal specialist
General surgeon
GP
Gynaecologist
Haematologist
Heart surgeon
Hepatologist
Immunologist
Maxillofacial surgeon
Nephrologist
Neurologist
Neurosurgeon
Obstetrician
Oncologist
Ophthalmologist
Optometrist
Oral surgeon
Orthodontist
Orthopedic surgeon
Paediatrician
Pathologist
Pharmacist
Physician
Physiotherapist
Psychiatrist
Radiation oncologist
Radiologist
Reconstructive surgeon
Registrar
Respiratory surgeon
Rheumatologist
Surgeon
Thoracic surgeon
Urologist
Vascular surgeon
Veterinarian
Designed for Doctors. Structured for Results.
If you’re a medical professional looking to buy or invest, doctor-specific lending can give you a real strategic advantage.
These specialised loans often offer:
Sharper rates
Reduced or waived LMI
Higher borrowing capacity
More flexible policies
Meaning you can enter the market sooner or invest more efficiently.
At Stellar Finance Group, we specialise in structuring loans for medical professionals — understanding complex income, lender nuances, and how to align your lending with your career stage.
Smart lending for people who make smart decisions.
Access Finance for Multiple Purposes
Fund Your Practice
Stepping into private practice or expanding your current one requires the right financial support. Our experts specialize in medical finance, guiding you towards the practice and future you envision.
Buy Your Next Property
From residential to commercial investments, securing property requires expertise and access to specialized lenders. With our guidance and network, including banks tailored for medical professionals, you’ll save time, money, and avoid unnecessary stress.
Buy Your Next Car
Looking for a new set of wheels? Our tailored car loan options alleviate financial strain, putting you in the driver’s seat stress-free.
Why Use a Stellar Finance Broker?
Lisa Bridgett, our Principal Broker is a University of Sydney Alumna and obtained her Doctorate in Biomechanics. She has worked in the hospital system and understands the nuances of work in the medical sector. Add to that, her extensive experience in broking, you have the perfect candidate here to assist you with your finance.
Lisa is a specialist broker who understands that medical professionals possess a unique financial profile that standard lenders often fail to interpret correctly. She leverages her extensive knowledge of professional LMI waivers to help doctors, specialists, and nurses secure high-leverage finance without the extra cost of mortgage insurance, often with deposits as low as 10% and even 5% for some professionals.
Lisa also recognises the nuances of the self-employed nature of private practice. Whether you are a sole practitioner or a contractor, she specialises in structuring complex income streams to ensure your true borrowing power is realized. Her goal is to streamline the application process, allowing you to focus on your patients while she handles the intricacies of your finance.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.