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Can You Get a Home Loan With Only One Year of Self-Employment? Starting a business can make home loan applications less straightforward, particularly when you have only one year of trading history. That does not automatically mean you must wait another year to explore your options. Short answer: Some lenders

Can Child Support Count as Income for a Home Loan After Separation? If you receive child support after separation, you may wonder whether those payments can help you qualify for a mortgage in your own name. The answer depends on the lender, the reliability of the payments and your broader

When a relationship ends, decisions about the family home can become some of the most complicated financial issues to resolve. You may want to keep the property, remove your former partner from the mortgage or understand whether you can qualify for a home loan in your own name. One common

Falling behind on mortgage repayments can make an already difficult financial situation more stressful. You may be wondering whether refinancing could reduce your repayments, help you catch up or provide a way to manage your existing home loan. Refinancing with mortgage arrears may be possible in some circumstances, but missed

Receiving home loan pre-approval can be an encouraging step towards buying a property. But what happens if your lender later declines the application, even though you were previously told you could borrow? A mortgage declined after pre-approval can be stressful, especially if you have already found a property, signed a

Having an outstanding tax debt can make applying for a home loan feel complicated, particularly if you’re self-employed or run a business. But does owing money to the Australian Taxation Office automatically prevent you from getting a mortgage? Not necessarily. Whether you can obtain a home loan with ATO debt