Home Loans in Wentworth Point NSW
Home Loan Solutions from Local Mortgage Experts
Whether you are buying your first home, refinancing, or investing in property, Stellar Finance Group provides customised home loans in Wentworth Point NSW designed to suit your individual needs. Our professional mortgage brokers offer expert guidance and access to competitive loan products from a range of trusted lenders, including banks, non-bank lenders, and specialist lenders.
Why Choose Stellar for Your Wentworth Point Home Loan?
We aim to simplify the home loan process while helping you make confident, informed financial decisions. Whether you are a first-home buyer, upgrading, or growing your investment portfolio, our experienced team ensures you are matched with the right loan for your financial situation.
We provide:
Access to major banks, specialist lenders, and non-bank institutions
Loan options for PAYG employees, self-employed clients, and complex financial circumstances
Expert advice on deposits, lenders mortgage insurance (LMI), and home loan interest rates
Support with refinancing, debt consolidation, or equity release
Personalised service from application to settlement
Our Home Loan Services in Wentworth Point NSW
Your Partner in Property & Finance
First Home Buyer Loans
Purchasing your first property in Wentworth Point? Our mortgage brokers guide you through assessing your borrowing power, managing your home loan application, and applying for government incentives like the Home Guarantee Scheme or Home Owner Grant, where eligible. We ensure your home loan aligns with your long-term financial goals and property plans.
Refinancing
Looking to reduce repayments or access equity? We compare your current loan against market options to find cost-effective solutions with competitive interest rates, flexible repayment types, and loan structures tailored to your financial situation.
Construction Loans
Planning to build or renovate in Wentworth Point? We provide advice on construction loans, including progressive drawdowns coordinated with your builder to maintain smooth cash flow throughout the project.
Investment Loans
For property investors, we structure investment loans that maximise rental income, optimise tax benefits, and support portfolio growth. Whether purchasing your first investment property or expanding your holdings, we ensure your loan amount and options are tailored to your property goals.
Business and Commercial Lending
Need finance for your business? We provide access to commercial loans, SMSF loans, and business loan solutions to support cash flow, expansion, and commercial property investment.
Personal Loans and Asset Finance
We also offer personal loans, car loans, and asset finance, helping Wentworth Point borrowers fund renovations, large purchases, or unexpected expenses with flexible solutions to meet their financial needs.
Who We Are
DR. LISA BRIDGETT
IN MARCH 2017
Stellar Finance Group is a boutique mortgage broking firm dedicated to delivering personalised lending solutions for home buyers, property investors, and business owners across Sydney. Founded by Dr. Lisa Bridgett, our firm combines over 20 years of experience with a client-focused approach to finance.
We understand that every borrower’s financial situation is unique. Whether applying for your first home, refinancing, or exploring investment property opportunities, we review your circumstances and goals to recommend the most suitable loan options and interest rates.
Understanding Wentworth Point’s Property Market
Wentworth Point is a vibrant harbourside suburb known for its modern apartments, waterfront lifestyle, and easy access to Sydney Olympic Park and Parramatta River. Its growing popularity and excellent amenities make property demand strong, highlighting the importance of expert mortgage advice.
Our brokers can assist you with:
Comparing home loan interest rates and loan options
Evaluating borrowing power and loan amount
Choosing between fixed rate loans or variable home loans
Managing fees, repayments, and loan features
Comparing options from banks and specialist lenders
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker Today
Whether buying, building, investing, or refinancing, Stellar Finance Group can help you secure the right home loans in Wentworth Point NSW. We provide clear, personalised advice and tailored solutions to give you confidence in your financial decisions.