Home Loans in Petersham NSW
Home Loan Solutions from Local Mortgage Experts
Whether you are purchasing your first home, refinancing, or investing in property, Stellar Finance Group provides trusted home loans in Petersham NSW. Our experienced mortgage brokers offer personalised guidance and access to competitive home loan products from major banks, specialist lenders, and non-bank institutions. We design loan options that suit your financial situation, property goals, and investment strategy.
Why Choose Stellar for Your Petersham Home Loan?
Navigating the home loan process can be complex, but our team simplifies it for you. Whether you are a first-home buyer, upgrading, or seeking investment loans, we help you find the right loan tailored to your needs.
We provide:
Access to major banks, specialist lenders, and non-bank lenders
Loan options for PAYG, self-employed, and complex financial profiles
Expert guidance on lenders mortgage insurance (LMI), deposits, and interest rates
Support with refinancing, equity release, or debt consolidation
Personalised service from loan application to settlement
Our Home Loan Services in Petersham
Your Partner in Property & Finance
First Home Buyer Loans
Buying your first property in Petersham? Our experienced mortgage brokers will guide you through understanding your borrowing capacity, managing your home loan application process, and accessing government incentives such as the Home Guarantee Scheme or Home Owner Grant, where eligible. We ensure your home loan is tailored to your financial situation and long-term property goals.
Refinancing
Looking to lower your home loan repayments or unlock equity in your property? We compare your current home loan against the latest market offers to secure a more cost-effective solution. Our team helps identify loans with reduced fees, flexible repayment options, and competitive interest rates to suit your loan amount and financial objectives.
Construction Loans
Planning to build or renovate in Petersham? We provide expert guidance on construction loans, including managing progressive drawdowns that align with your builder’s schedule. This ensures a smooth cash flow and helps you manage your loan repayments throughout the building process.
Investment Loans
For property investors, we structure investment loans designed to maximise rental returns, optimise tax benefits, and support portfolio growth. Whether purchasing your first investment property or expanding your holdings, we ensure your loan options align with your long-term property goals.
Business and Commercial Lending
Need finance for your business? Our services provide access to commercial loans, SMSF loans, and tailored asset finance solutions to support cash flow, business expansion, or commercial property investment.
Personal Loans and Asset Finance
We also assist with personal loans, car loans, and asset finance solutions for renovations, major purchases, or unexpected expenses. Our brokers ensure you access the right loan product for your financial situation with flexible funding options.
Who We Are
DR. LISA BRIDGETT
IN MARCH 2017

Stellar Finance Group is a boutique mortgage broking firm serving Sydney’s Inner West, including Petersham. With over 20 years of experience, we combine industry knowledge with a client-first approach, delivering personalised home loans and financial advice for home buyers, investors, and business owners.
We recognise that no two borrowers are the same. Whether applying for your first home loan, refinancing to reduce repayments, or exploring investment loans, we assess your financial situation and recommend the best loan options.
Understanding Petersham’s Property Market
Petersham is a vibrant Inner West suburb featuring a mix of period homes, modern apartments, and family residences. Its proximity to Sydney CBD, local schools, and transport links ensures strong demand in the property market, making expert mortgage advice essential for securing the right loan amount, managing deposits, and choosing flexible repayment types.
Our mortgage brokers can guide you on:
Comparing home loans across banks and specialist lenders
Assessing your borrowing capacity
Understanding interest rates and loan structures
Managing fees, lenders mortgage insurance, and loan features
Selecting the right loan for construction, investment, or refinancing
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones

From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu

Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan

It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw

Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker Today

Ready to start your home ownership journey or review your home loan? Stellar Finance Group provides expert guidance, personalised loan options, and ongoing support to secure the right home loan in Petersham NSW. Speak with a local mortgage broker today to explore options for first home buyer loans, investment loans, or construction finance.