Home Loans in Mortlake NSW
Local Mortgage Broker for Tailored Home Loan Solutions
Whether you’re a first home buyer, upgrading your property, refinancing, or investing, our mortgage brokers compare a wide range of lenders to secure competitive home loan rates and flexible loan features.
Why Choose Stellar Finance Group for Your Mortlake Home Loan?
As an experienced mortgage broker, we make the loan process easier. From determining your borrowing capacity to comparing home loans, we ensure your loan is tailored to your financial situation. We work with major banks, smaller lenders, and specialist providers to match you with the right product.
We can assist with:
Finding the right home loan product for your needs
Calculating your ideal loan amount and monthly repayments
Understanding lenders mortgage insurance and how to reduce or avoid it
Accessing the Home Guarantee Scheme or Family Home Guarantee (where eligible)
Comparing fixed and variable rate loan options
Helping you with your loan application from start to finish
Home Loan Services We Offer in Mortlake NSW
Your Partner in Property & Finance
First Home Buyer Loans
Purchasing your first home in Mortlake NSW is an exciting milestone. Our expert mortgage brokers guide you through understanding your borrowing capacity, evaluating your financial situation, and managing your loan application smoothly. We help you access government incentives including the Home Owner Grant, Home Guarantee Scheme, and Family Home Guarantee to maximise your benefits. Our team assists in choosing the right loan amount and home loan type to suit your needs, whether a fixed rate home loan, variable rate loan, or offset home loan.
Refinancing
Looking to lower your mortgage repayments or unlock equity? We compare home loans in Mortlake NSW to help you find better home loan rates and loan offers with competitive interest repayments and reduced ongoing fees. Our mortgage broking specialists assess your current loan account and advise on switching to a fixed rate loan or variable rate loan that aligns with your financial goals. We focus on securing the best loan options available to suit your unique financial situation and maximise your monthly repayment flexibility.
Construction Loans
If you are building or renovating in Mortlake, our brokers provide tailored construction loan solutions. We organise progressive drawdowns that correspond with your builder’s schedule, helping you manage loan repayments efficiently throughout the construction phase. Our guidance ensures that your construction loan aligns with lending criteria and budget estimates to avoid cash flow issues during your build.
Investment Loans
For property investors seeking investment loans in Mortlake NSW, we structure customised home loan solutions designed to optimise rental returns and maximise tax benefits. Our mortgage specialists help you compare home loans from various lenders and lenders mortgage insurance options, ensuring the best financing for your investment property.
Personal Loans and Asset Finance
Beyond home loans, we assist with personal loans, car finance, and asset finance solutions to fund renovations, major purchases, or unexpected expenses. Our mortgage brokers in Mortlake NSW compare loan offers from multiple lenders, ensuring you secure competitive rates, manageable loan repayments, and flexible repayment terms.
Who We Are
DR. LISA BRIDGETT
IN MARCH 2017
Stellar Finance Group is your trusted local mortgage broking expert specialising in home loans Mortlake NSW. With a deep understanding of the local property market, Reserve Bank policies, and financial services, we tailor solutions to your financial goals.
We use advanced home loan calculators and credit guides to provide you with accurate estimates and informed advice. Our transparent approach covers all aspects of your home loan journey, from loan application through settlement, ensuring you stay supported every step of the way.
Mortlake Property Market Insight
Mortlake is a highly sought-after Sydney suburb, offering waterfront views, boutique apartments, and convenient access to the city. Given property demand, having a home loan specialist on your side can help you secure approval and competitive home loan repayments.
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker Today
When you contact us, you’ll speak directly with an experienced mortgage broker who understands Mortlake’s property market and current lending criteria. We’ll review your financial situation, credit score, and loan needs before recommending competitive home loan options from a wide panel of lenders.