Home Loans in Rodd Point NSW

Home Loan Solutions from Local Mortgage Experts

Whether you are buying your first home, refinancing, or investing in property, Stellar Finance Group provides home loans in Rodd Point NSW designed to suit your individual needs. Our mortgage brokers offer professional guidance and access to competitive loan products from a range of trusted lenders.

Why Choose Stellar for Your Rodd Point Home Loan?

We aim to make the home loan process straightforward while helping you make informed financial decisions. Whether you are a first-home buyer, upgrading your property, or expanding your investment portfolio, our experienced team will connect you with the right loan for your circumstances.

We provide:

  • Access to major banks, specialist lenders, and non-bank institutions

  • Loan options for PAYG employees, self-employed clients, and complex financial situations

  • Expert guidance on deposits, lenders mortgage insurance, and interest rate strategies

  • Support with refinancing, debt consolidation, or equity release

  • Personalised service from application through to settlement

Our Home Loan Services in Rodd Point

Your Partner in Property & Finance

First Home Buyer Loans

Purchasing your first property in Rodd Point? Our mortgage brokers guide you through understanding your borrowing capacity, navigating your home loan application, and applying for government incentives such as the Home Guarantee Scheme or Home Owner Grant, where eligible. We ensure your home loan aligns with your financial goals and long-term property plans.

Refinancing

Looking to reduce your home loan repayments or access equity? We assess your current loan against market offerings to find a cost-effective solution with lower fees, flexible repayment options, and tailored loan structures that suit your financial situation.

Construction Loans

Planning to build or renovate in Rodd Point? We provide advice on construction loans, including progressive drawdowns scheduled alongside your builder to maintain smooth cash flow throughout the project.

Investment Loans

For property investors, we structure investment loans that maximise rental income, optimise tax benefits, and support portfolio growth. Whether purchasing your first investment property or expanding your holdings, we ensure your loan options are tailored to achieve your property goals.

Business and Commercial Lending

Need finance for your business? We offer access to commercial loans, SMSF loans, and asset finance solutions to support cash flow, expansion, and commercial property investments.

Personal Loans and Asset Finance

We also provide personal loans, car loans, and asset finance, helping Rodd Point borrowers fund renovations, major purchases, or unexpected expenses with flexible solutions to meet their financial needs.

Who We Are

FOUNDED BY

DR. LISA BRIDGETT

IN MARCH 2017

Lisa Bridgett offering Trusted Mortgage Broker NSW

Stellar Finance Group is a boutique mortgage broking firm committed to delivering customised lending solutions for home buyers, property investors, and business owners across Sydney. Founded by Dr. Lisa Bridgett, our firm combines over 20 years of industry experience with a client-focused approach.

We recognise that every borrower’s situation is unique. Whether applying for your first home loan, refinancing to reduce repayments, or exploring investment property opportunities, we take the time to understand your financial position, goals, and challenges to recommend the most appropriate loan solutions.

Understanding Rodd Point’s Property Market

Rodd Point is a desirable Inner West suburb offering waterfront residences, modern apartments, and family homes. Its proximity to the Sydney CBD, vibrant community, and convenient amenities make property demand consistently high, highlighting the need for professional mortgage advice.

Our mortgage brokers can assist you with:

  • Comparing competitive interest rates

  • Assessing your borrowing capacity

  • Choosing between fixed and variable loan options

  • Managing fees, repayments, and loan features

  • Evaluating home loans from banks and specialist lenders

Home Loan Tools and Resources

We offer a range of helpful tools to support your decision-making:

Frequently Asked Questions

What is a home loan?

A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.

Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.

Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.

Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.

While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.

LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.

Hear From Our Clients

Speak to Us

Speak With a Local Mortgage Broker Today

Lisa Bridgett offering Trusted Mortgage Broker in New South Wales

Whether you are buying, building, investing, or refinancing, Stellar Finance Group can help you secure the right home loan in Rodd Point NSW. We provide clear, personalised advice and tailored solutions to give you confidence in your financial decisions.