Home Loans Lilyfield NSW
Local Lending Expertise in Lilyfield 2040
If you’re searching for home loans in Lilyfield NSW, Stellar Finance Group delivers tailored lending options that fit your needs. Whether you’re a first home buyer, looking to refinance, or expanding into an investment property, our experienced mortgage broker team provides expert advice and access to a wide range of loans from reputable lenders.
Your Local Home Loan Experts
We combine local market understanding with strong industry connections to deliver better results for our clients. Our brokers review your financial situation, recommend a suitable loan amount, and negotiate with lenders to secure favourable terms.
Our services include:
Comparing loans to find your best match
Explaining fees, charges, and features
Structuring home loan options to suit your property goals
Managing your application from pre-approval to settlement
Providing clear information every step of the way
Our Home Loan Services in Lilyfield NSW
Your Partner in Property & Finance
First Home Buyer Loans
We guide first home buyers through the entire process, including calculating borrowing capacity, understanding loan term options, and checking government incentives in New South Wales.
Refinancing
If you’re ready to refinance for a better interest rate or to consolidate debt, we’ll compare products and calculate potential savings on mortgage repayments.
Construction Loans
For those building or renovating in Lilyfield NSW, we arrange construction loans with progress payments tailored to your project milestones.
Investment Loans
Buying an investment property? We’ll help select an owner occupier home loan or investor loan that balances return potential, interest management, and tax strategy.
Business & Commercial Lending
From business expansion to commercial real estate finance, we source financial services that keep your enterprise moving forward.
Personal Loans & Asset Finance
Whether for renovations, vehicles, or large purchases, we can organise personal loans and asset finance to meet your needs.
Who We Are
DR. LISA BRIDGETT
IN MARCH 2017
We are a boutique mortgage brokerage with over 20 years of combined experience in the lending industry. Founded by Dr. Lisa Bridgett, Stellar Finance Group focuses on delivering personalised service to clients across Sydney’s Inner West, including Lilyfield.
We know that each client’s financial situation is unique. That’s why we recommend home loan options based on your needs, property goals, and future plans.
Lilyfield Real Estate Market Overview
Lilyfield is a sought-after suburb with strong community connection, proximity to the light rail, and easy access to Sydney CBD. The mix of heritage homes and modern builds appeals to couples, families with children, and professionals.
To succeed in this competitive market, it’s vital to have the right lender, interest rate, and repayment type to suit your circumstances.
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker Today
Whether buying, building, or looking to refinance, we can help you access competitive home loans in Lilyfield NSW. Contact Stellar Finance Group today for expert advice and tailored options that fit your goals.