Home Loans Haberfield NSW
Home Loan Solutions from Local Mortgage Brokers
Are you seeking trusted home loans Haberfield NSW residents can rely on? Stellar Finance Group specialises in delivering customised home loan solutions tailored to your unique financial goals.
Why Choose Stellar Finance Group for Your Haberfield Home Loan?
Navigating the loan market can be complex, but our local brokers simplify the journey by understanding your individual financial situation and matching you with the right loan options. With extensive access to a broad range of lenders, including major banks and specialist lenders, we help you secure competitive interest rates and loan features suited to your needs.
Our services include:
Assessing your borrowing capacity and appropriate loan amount
Expert advice on lenders mortgage insurance (LMI), fees, and charges
Comparing various home loans to find the best fit for you
Managing your loan application through to successful settlement
Providing ongoing personalised customer service tailored to your evolving financial goals
Our Home Loan Services in Haberfield
Your Partner in Property & Finance
First Home Buyer Loans
Purchasing your first home in Haberfield? Our mortgage brokers assist you in understanding your borrowing power, navigating the loan application process, and applying for government grants and incentives available to eligible home buyers.
Refinancing
Looking to reduce repayments or access equity in your property? We compare your current home loan against market offers to find a more cost-effective solution tailored to your financial goals.
Construction Loans
Planning to build your dream home in Haberfield? We provide expert guidance on construction loans, including managing progressive drawdowns aligned with your builder’s timeline to ensure smooth cash flow.
Investment Loans
For property investors in Haberfield, we structure tailored investment loans designed to maximise rental returns and tax benefits, helping you achieve your long-term investment objectives.
Business and Commercial Lending
If you need finance for your business, we offer access to business loans, commercial loans, SMSF loans, and commercial property finance to support your growth and cash flow needs.
Personal Loans and Asset Finance
We also assist Haberfield borrowers with personal loans, car loans, and asset finance solutions to fund renovations, large purchases, or unexpected expenses.
Who We Are
DR. LISA BRIDGETT
IN MARCH 2017
Stellar Finance Group is a boutique mortgage brokerage serving Sydney’s Inner West, combining over 20 years of industry experience with a client-centric approach. Founded by Dr. Lisa Bridgett, we specialise in providing tailored home loan solutions for home buyers, investors, and business owners alike.
We recognise that every client’s financial needs are unique. Whether you are applying for your first home loan, refinancing, or expanding your property portfolio, we take the time to understand your goals and financial situation to recommend the most suitable loan options.
Understanding Haberfield’s Property Market
Haberfield is a sought-after suburb known for its charming Federation homes, tree-lined streets, and vibrant community. Proximity to Sydney CBD and excellent local amenities make it popular among home buyers and investors alike. The competitive property market requires expert mortgage advice to secure the best financing.
Our brokers can assist you with:
Comparing competitive interest rates and loan features
Understanding your borrowing capacity and ideal loan amount
Choosing between fixed and variable repayment options
Navigating lender fees, charges, and the loan approval process
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker Today
Ready to start your home buying or refinancing journey? Stellar Finance Group is here to help you access the best home loans Haberfield NSW has to offer. Contact us today for expert, personalised advice tailored to your financial needs.