Home Loans Belfield NSW
Expert mortgage advice tailored to your financial situation and property goals. Whether you are buying your first home, refinancing, or investing in property, our experienced mortgage brokers provide trusted support to help you secure the right home loan in Belfield.
Why Choose Stellar for Your Belfield Home Loan?
Navigating the mortgage market can be complex. At Stellar Finance Group, we simplify the process by providing strategic, personalised advice and direct access to a wide panel of lenders.
Whether you are a first-home buyer in Belfield, a growing family, or a property investor, our mortgage specialists ensure you understand your options and secure a home loan that meets your financial needs.
We offer:
Access to competitive interest rates from major banks and smaller lenders
Tailored loan advice based on your complete financial situation
Solutions for PAYG employees, self-employed borrowers, and complex income profiles
Guidance on Lenders Mortgage Insurance (LMI), deposit options, and loan features
Support for refinancing, construction loans, investment loans, and debt consolidation
Our Home Loan Services in Belfield
Your Partner in Property & Finance
First Home Buyer Loans
If you are purchasing your first property in Belfield, we help you understand the loan application process, access government incentives and grants, and determine how much you can borrow. Our brokers also guide you through LMI, loan approval, and property settlement.
Refinancing
Looking to reduce your repayments, consolidate debts, or access equity? We will review your current home loan and compare options across our lender network to help you refinance with better terms or a more competitive interest rate.
Construction Loans
Planning a new build or major renovation? We will help structure your construction loan with progressive drawdowns aligned to your builder’s timeline, ensuring steady access to funds throughout the build.
Investment Loans
Buying an investment property in Belfield or surrounding suburbs? Our brokers will help you structure the right investment loan, explore interest-only options, and identify loan features that align with your long-term goals.
Personal and Car Loans
We also assist with car loans, personal loans, and asset finance. Whether you are upgrading your vehicle or funding a personal project, we help you find a suitable finance solution with transparent terms.
Business and Commercial Loans
If you own or operate a business in Belfield, we can support you with business loans and commercial lending solutions that provide the working capital or property funding you need.
Who We Are
DR. LISA BRIDGETT
Stellar Finance Group is a trusted mortgage brokerage led by Dr. Lisa Bridgett. With more than 20 years of experience, we deliver tailored lending solutions for individuals, families, and professionals in Belfield and across Sydney’s Inner West.
We are known for our proactive communication, strategic advice, and long-term client relationships. From first-home buyers to investors and self-employed borrowers, we provide finance options that support growth and financial wellbeing.
What Makes Ashfield Unique?
Located in the heart of Sydney’s Inner West, Belfield offers a blend of residential charm and urban convenience. With its family-friendly streets, proximity to Strathfield, and easy access to transport and schools, it is a popular choice for home buyers and investors alike.
As local mortgage brokers, we understand:
Belfield property values and trends
Lender preferences for detached homes, townhouses, and investment properties
How to structure loans that align with your borrowing capacity and property goals
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker in Belfield
Ready to take the next step in your property journey? Whether you are buying, refinancing, or investing, Stellar Finance Group is here to help you compare home loan options and secure the right solution for your financial future.
Contact us today to speak with a local mortgage broker and find the best home loan in Belfield NSW.
