Home Loans Ashfield NSW
Secure tailored home loan solutions with expert local support. Whether you are a first home buyer, upsizing your family residence, refinancing your current mortgage, or expanding your property portfolio, Stellar Finance Group is your trusted mortgage broker in Ashfield NSW.
Why Choose Stellar for Your Ashfield Home Loan?
Purchasing or refinancing property in Ashfield requires an understanding of local property values, lender policies, and a range of loan options. At Stellar Finance Group, we provide a comprehensive mortgage broking service that simplifies your loan journey and helps you secure the right home loan based on your financial situation.
We offer:
Access to a broad range of lenders, including major banks and smaller lenders
Tailored mortgage advice from specialists with local Ashfield expertise
Support for PAYG, self-employed, and non-standard income applicants
Assistance with lenders mortgage insurance (LMI), deposits, and loan term selection
End-to-end guidance for refinancing, investment loans, and debt consolidation
Our Home Loan Services in Ashfield NSW
Your Partner in Property & Finance
e Buyer Loans
If you are entering the Ashfield property market for the first time, we will guide you through the available grants and incentives, explain LMI and deposit requirements, and assist you in comparing home loans suited to your budget and borrowing capacity.
Refinancing
Looking to reduce your interest rate or monthly mortgage repayments? Refinancing can also help you consolidate debt, access equity, or restructure your loan term. We will assist you in assessing the cost-benefit and negotiating improved terms with lenders.
Construction Loans
Planning to build a new home in Ashfield or undertake a renovation? We arrange construction loans with progressive drawdowns to align with your builder’s payment schedule and protect your cash flow throughout the project.
Investment Property Loans
Ashfield is a highly liveable Inner West suburb with strong capital growth potential. If you are purchasing an investment property, we can help you secure an investment loan with a competitive interest rate and features aligned to your strategy, whether it be for rental income or capital gain.
Car and Personal Loans
From vehicles to major personal expenses, we can assist you in sourcing competitive car loans and personal finance options that suit your broader financial needs.
Business and Commercial Loans
If you operate a business in Ashfield or require commercial property finance, we offer tailored lending solutions. From business loans to commercial property loans and asset finance, we support your growth with strategic lending advice.
Who We Are
DR. LISA BRIDGETT
Stellar Finance Group was established to help clients across Sydney’s Inner West, including Ashfield, achieve their financial and property goals through intelligent mortgage solutions.
With more than two decades of financial services experience, founder Dr. Lisa Bridgett leads a team that specialises in complex income structures and high-value loans. Whether you are a medical professional, legal practitioner, self-employed, or an investor, we structure home loans that align with your financial goals and lifestyle.
What Makes Ashfield Unique?
Ashfield NSW is a vibrant, multicultural suburb in Sydney’s Inner West, known for its heritage homes, apartment developments, and proximity to major transport links and schooling options. Located near Summer Hill, Croydon, and Dulwich Hill, Ashfield is attractive to families, professionals, and investors alike.
We understand:
- The lending implications of Ashfield’s varied housing stock and zoning
- Local lender valuation trends and property market dynamics
- How to tailor loan products for Ashfield’s diverse property types and buyers
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Mortgage Broker in Ashfield NSW
Buying, refinancing, or investing in Ashfield? Our expert mortgage brokers are ready to help you secure the right loan for your financial needs. With access to leading lenders and an in-depth understanding of the Ashfield property market, we provide expert advice from start to finish. Contact Stellar Finance Group today to discuss your home loan options in Ashfield NSW.