Have you ever thought about owning property through a trust, such as a Self Managed Super Fund (SMSF)? Trusts can be a strategic choice for asset protection, tax efficiency, and succession planning, but borrowing with a trust has its own unique complexities. Here’s a clearer look at the options and

For many Australians, buying a home can seem like an unattainable dream, particularly with the challenge of saving up for a 20% deposit. However, Lenders Mortgage Insurance (LMI) can help make homeownership possible sooner by allowing you to borrow more than 80% of the property’s value, albeit with an additional

Are you watching your savings disappear faster than a block of cheese when wine is involved? With interest rates and living costs on the rise, it’s proving to be very challenging times for us all. Just the other day, I picked up a block of cheese for my weekly grocery

As someone who completed a large-scale renovation on my owner-occupied home with next to no knowledge, one thing I wish I knew was all of the terms that get thrown around by various trades people and suppliers when trying to bring the project together!! So, here are the 12 new

My Story It wasn’t until I was in my early 20s, that I was educated about how applying for finance with multiple lenders can negatively affect your credit score. It took a few failed attempts at applying for finance to purchase a new car (which I did not need) to

The backstory A client approcahed me who was facing financial setbacks due to unexpected illness in the family. It led to missed payments and accumulated tax debts and mounting tax obligations. He had a low credit score due to late / missed payments and was also behind in his tax