Rates on Hold – What does it mean for you?
The Impact of the RBA Holding Rates on Mortgages and the Property Market (April 2025 Update) Introduction The Reserve Bank of Australia’s (RBA) decision to hold the official cash rate at 4.35% in April 2025 has triggered widespread discussion across the mortgage and property sectors. With inflation softening and economic growth stabilising, homeowners, investors, and […]
Financial Separation During Divorce
From Separation to Strength: Your Financial Fresh Start After Divorce By Dr Lisa Bridgett | Founder, Stellar Finance Group Divorce isn’t just the end of a relationship – it’s a complete reset of your emotional, legal, and financial life. I know this firsthand. As a solo mum with two children under two, I navigated the […]
First Home Buyer Grants in Australia 2025
Buying your first home is one of life’s biggest milestones — but with housing affordability more strained than ever, getting a foot in the door can feel overwhelming. According to Domain’s 2025 First Home Buyer Report, the time it takes to save a 20% deposit for an entry-level home has increased in nearly every capital […]
Professional Waivers: Exclusive Loan Benefits for High-Income Professionals
Introduction If you’re a professional in Australia, you may have access to exclusive home loan benefits that can help you secure better financing terms. Many lenders offer professional waivers, which can include discounted interest rates, waived Lenders Mortgage Insurance (LMI), and higher loan-to-value ratios (LVRs). These perks are designed to reward stable, high-income professionals such […]
Lower Interest Rates – What does it mean for you?
On February 18, 2025, the Reserve Bank of Australia (RBA) reduced the official cash rate by 0.25 percentage points, bringing it down from 4.35% to 4.10%. A welcome change to say the least! What does this mean for borrowers? Lower Monthly Repayments: For homeowners with variable-rate mortgages, this rate cut translates to reduced interest charges. […]
Unlocking the Power of Low Documentation Loans
At Stellar Finance Group, we’re all about making the complex simple and helping you secure the right financial solution for your needs. Today, we’re diving into the world of low documentation loans – a game-changer for borrowers who need flexibility without the hassle of mountains of paperwork. What Are Low Documentation Loans? Low documentation loans […]
Maximise Your Mortgage Savings: The Power of Offset Accounts
When it comes to home loans, most homeowners are looking for ways to save on interest and pay off their mortgage faster. One of the most effective ways to achieve this is by offsetting your interest. Whether you’re new to the game or considering how to make the most of your loan, understanding offset accounts […]
Combat Higher Costs and Unlock Mortgage Savings
Are you watching your savings disappear faster than a block of cheese when wine is involved? With interest rates and living costs on the rise, it’s proving to be very challenging times for us all. Just the other day, I picked up a block of cheese for my weekly grocery run, and it set me […]