7 Mistakes You’re Making with Company and Trust Loans (And How to Fix Them)
We’ve all been there. You’re sitting with your accountant, the coffee is getting cold, and they start talking about "asset protection," "discretionary distributions," and "corporate trustees." For a high-income professional or a business owner, these structures are the gold standard. They keep your hard-earned wealth safe and help manage the tax man’s appetite. But here […]
The Proposed 2026 Tax Reforms: A Survival Guide for High-Income Professionals
It is hard to ignore the noise right now. As we head into the thick of April 2026, the chatter around the upcoming May budget is reaching a fever pitch. If you have been keeping an eye on the news – or your LinkedIn feed – you have likely seen the headlines about the proposed […]
April 2026 Property Market Update: What the Latest CoreLogic Data Means for You
It is officially mid-April 2026, and if you have been keeping an eye on the property headlines lately, you’ll know the market is doing anything but sitting still. While some predicted a massive slowdown by now, the latest CoreLogic Home Value Index report tells a much more nuanced story. At Stellar Finance Group, we spend […]
Why Fixing Your Rate Could Be the Right Move in 2026
It is Tuesday, the 31st of March, 2026, and if you have been keeping even a casual eye on the news lately, you’ll know that the financial weather has been a little… unpredictable. We’ve already seen two interest rate hikes since the calendar flipped over to January, and the whispers coming out of the economic […]
Global Tensions, Local Rates: How the Iran Conflict is Impacting Australian Mortgages
Introduction: The World on Our Doorstep Just when we thought the economic waters might be calming, the tide has turned once again. If you have been keeping a close eye on the news lately, you will know that the geopolitical landscape is shifting rapidly. The headlines coming out of the Middle East can often feel […]
RBA March Hike: How the 4.10% Cash Rate Affects Your Monthly Mortgage
Introduction If you felt a bit of a collective sigh across Sydney (or honestly, anywhere in Australia) yesterday afternoon, you weren’t alone. On Tuesday, the Reserve Bank of Australia (RBA) met for their March 2026 board meeting and delivered news that many of us had been nervously anticipating – another 0.25% increase to the official […]
7 Mistakes You’re Making with Commercial Lending in Sydney (And How to Fix Them)
When you’re operating at a certain level in Sydney’s business world, the landscape feels different. Whether you are a specialist medical practitioner looking to secure your own consulting suites or a legal partner diversifying into commercial storefronts, the stakes are significantly higher than your standard residential mortgage. Commercial lending in Sydney is a sophisticated beast. […]
The Strategic Refinance: How High-Income Professionals Can Unlock Wealth
Refining your financial position is rarely about the numbers alone; it is about the doors those numbers can open. In the world of high-stakes careers and business ownership, your mortgage should never be a static liability. Instead, it should be a dynamic tool: a lever that, when pulled correctly, can accelerate wealth creation and provide […]