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car loans
let stellar finance group help steer you to the perfect car loan for your new ride.
who doesnt love that new car smell?!
Getting a car loan can be surprisingly straightforward. With clear information and the right documents in hand, you can quickly secure financing to drive away in your new car.
buy as a consumer
Buying a car? Streamline the process and reap the benefits of smart financing. Get competitive rates and flexible terms to fit your budget, and drive off faster
buy within your business
Purchasing a vehicle for your business? Leverage commercial financing to secure competitive rates and flexible terms, enhancing your operational efficiency without compromising cash flow.
Lease Agreements: Renting the car with an option to buy at the end of the term.
SECURED: By offering collateral such as your car or property you secure the loan, providing assurance to lenders. This security decreases their risk, allowing them to offer you lower interest rates compared to unsecured loans where no collateral is required.
UNSECURED: This loan doesn’t require additional security, like your car or property. Instead, approval depends on your credit score. Be aware that interest rates may be higher than those for secured loans, and the amount you can borrow might be less.
FIXED RATE: Your interest rate and repayments will stay the same during the fixed term of your car loan.
To calculate your fixed-rate loan repayments, you can use our Loan Repayment Calculator.
what about a balloon
Opt for a balloon payment to pay a larger portion of the loan’s value at the end of your term. This sum is typically a predetermined percentage of the total loan amount.
WANT LOWER INITIAL REPAYMENTS?
This setup helps reduce your initial monthly payments, giving you more financial flexibility when you start repaying your loan.
CONSIDER…
Think about how this affects the total interest paid over the life of the loan and the final amount you owe. Remember, the remaining balloon payment will need to be settled in one full sum at the end of your term.
IS THIS RIGHT FOR YOU?
Let us guide you through whether a balloon payment fits your financial strategy. We’ll discuss the benefits and factors to consider in more detail. Get in touch to learn more about the right car loan for you.
hear from our clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
