Stellar insights

Introduction: Is Your Mortgage Working as Hard as You Are? Let’s be honest, as a high-income professional, you spend most of your day making high-stakes decisions. Whether you’re a surgeon in the theatre, a partner in a law firm, or a C-suite executive navigating the corporate jungle, your time is

Separation is hard. Really hard. And while you’re navigating the emotional side of things, there’s a mountain of financial decisions waiting for you, most of which involve your home loan. Here’s the thing: most people ring their lawyer first. Which makes sense, right? But what they don’t realise is that

If you’ve ever sat across from a bank manager and heard the words “your income structure is too complex for our assessment criteria,” you’re not alone. It’s one of the most frustrating conversations a successful business owner can have—particularly when you know your business is thriving, your cashflow is strong,

The Impact of the RBA Holding Rates on Mortgages and the Property Market (April 2025 Update) Introduction The Reserve Bank of Australia’s (RBA) decision to hold the official cash rate at 4.35% in April 2025 has triggered widespread discussion across the mortgage and property sectors. With inflation softening and economic

From Separation to Strength: Your Financial Fresh Start After Divorce By Dr Lisa Bridgett | Founder, Stellar Finance Group Divorce isn’t just the end of a relationship – it’s a complete reset of your emotional, legal, and financial life. I know this firsthand. As a solo mum with two children

​Buying your first home is one of life’s biggest milestones — but with housing affordability more strained than ever, getting a foot in the door can feel overwhelming. According to Domain’s 2025 First Home Buyer Report, the time it takes to save a 20% deposit for an entry-level home has