Home Loans in Rhodes NSW
Home Loan Solutions from Local Mortgage Experts
Whether you are purchasing your first home, refinancing, or investing in property, Stellar Finance Group offers personalised home loans in Rhodes NSW that residents can rely on. Our experienced mortgage brokers provide expert guidance and access to competitive loan products from trusted lenders, ensuring your financial goals are met with clarity and confidence.
Why Choose Stellar for Your Rhodes Home Loan?
The home loan process can be complex, but our team simplifies it by tailoring solutions to your financial situation. Whether you are a first-home buyer, upgrading, or expanding your investment portfolio, our brokers match you with the right home loan options.
We provide:
Access to major banks, specialist lenders, and non-bank loan products
Guidance for PAYG, self-employed, and complex financial situations
Expert advice on lenders mortgage insurance (LMI), deposits, and interest rates
Support with refinancing, debt consolidation, and equity release
Personalised assistance from application to settlement
Our Home Loan Services in Rhodes
Your Partner in Property & Finance
First Home Buyer Loans
Buying your first property in Rhodes? Our mortgage brokers will guide you through understanding your borrowing capacity, managing your home loan application, and accessing government incentives such as the Home Guarantee Scheme or Home Owner Grant, where eligible. We ensure your home loan aligns with your financial goals and long-term property plans.
Refinancing
Looking to reduce your home loan repayments or unlock equity in your property? We compare your current home loan against available market options to find a cost-effective solution with lower fees, flexible repayment types, and tailored loan options that suit your financial situation.
Construction Loans
Planning to build or renovate in Rhodes? Our experts provide construction loan advice, including progressive drawdowns coordinated with your builder’s schedule to maintain smooth cash flow throughout your project.
Investment Loans
For property investors, we structure investment loans designed to maximise rental returns, optimise tax benefits, and support portfolio growth. Whether purchasing your first investment property or expanding your holdings, we ensure your loan options meet your property goals and investment strategy.
Business and Commercial Lending
Need finance for your business? We offer commercial loans, SMSF loans, and asset finance solutions tailored to support cash flow, business expansion, and commercial property investment requirements.
Personal Loans and Asset Finance
We also assist with personal loans, car loans, and asset finance, providing flexible funding for renovations, major purchases, or unexpected expenses while ensuring your financial needs are met.
Who We Are
DR. LISA BRIDGETT
IN MARCH 2017
Stellar Finance Group is a boutique mortgage broking firm committed to delivering tailored lending solutions for home buyers, property investors, and business owners across Sydney’s Inner West. Founded by Dr. Lisa Bridgett, our firm combines over 20 years of industry experience with a client-first approach to finance.
We understand that no two borrowers are the same. Whether you are applying for your first home loan, refinancing to reduce repayments, or exploring investment property opportunities, we work to understand your financial situation, goals, and challenges to recommend the right loan options.
Understanding Rhodes Property Market
Rhodes is a sought-after suburb in Sydney’s Inner West, renowned for its waterfront apartments, family homes, and proximity to the CBD. Its vibrant community, parks, and convenient transport links make it highly desirable, increasing demand for property. Expert mortgage advice is essential to navigate loan options, interest rates, and repayment strategies effectively.
Our brokers help you:
Compare competitive home loan rates and loan features
Assess your borrowing capacity and ideal loan amount
Choose between fixed, variable, or interest-only repayment types
Understand fees, charges, and lender requirements
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker Today
Ready to purchase, refinance, or invest? Stellar Finance Group is here to provide expert advice, help you compare home loans in Rhodes NSW, and guide you to the right loan product for your needs. Contact us today for personalised support from experienced mortgage brokers.
