Home Loans in Petersham NSW

Home Loan Solutions from Local Mortgage Experts

Whether you are purchasing your first home, refinancing, or investing in property, Stellar Finance Group provides trusted home loans in Petersham NSW. Our experienced mortgage brokers offer personalised guidance and access to competitive home loan products from major banks, specialist lenders, and non-bank institutions. We design loan options that suit your financial situation, property goals, and investment strategy.

Why Choose Stellar for Your Petersham Home Loan?

Navigating the home loan process can be complex, but our team simplifies it for you. Whether you are a first-home buyer, upgrading, or seeking investment loans, we help you find the right loan tailored to your needs.

We provide:

  • Access to major banks, specialist lenders, and non-bank lenders

  • Loan options for PAYG, self-employed, and complex financial profiles

  • Expert guidance on lenders mortgage insurance (LMI), deposits, and interest rates

  • Support with refinancing, equity release, or debt consolidation

  • Personalised service from loan application to settlement

Our Home Loan Services in Petersham

Your Partner in Property & Finance

First Home Buyer Loans

Buying your first property in Petersham? Our experienced mortgage brokers will guide you through understanding your borrowing capacity, managing your home loan application process, and accessing government incentives such as the Home Guarantee Scheme or Home Owner Grant, where eligible. We ensure your home loan is tailored to your financial situation and long-term property goals.

Refinancing

Looking to lower your home loan repayments or unlock equity in your property? We compare your current home loan against the latest market offers to secure a more cost-effective solution. Our team helps identify loans with reduced fees, flexible repayment options, and competitive interest rates to suit your loan amount and financial objectives.

Construction Loans

Planning to build or renovate in Petersham? We provide expert guidance on construction loans, including managing progressive drawdowns that align with your builder’s schedule. This ensures a smooth cash flow and helps you manage your loan repayments throughout the building process.

Investment Loans

For property investors, we structure investment loans designed to maximise rental returns, optimise tax benefits, and support portfolio growth. Whether purchasing your first investment property or expanding your holdings, we ensure your loan options align with your long-term property goals.

Business and Commercial Lending

Need finance for your business? Our services provide access to commercial loans, SMSF loans, and tailored asset finance solutions to support cash flow, business expansion, or commercial property investment.

Personal Loans and Asset Finance

We also assist with personal loans, car loans, and asset finance solutions for renovations, major purchases, or unexpected expenses. Our brokers ensure you access the right loan product for your financial situation with flexible funding options.

Who We Are

FOUNDED BY

DR. LISA BRIDGETT

IN MARCH 2017

Lisa Bridgett offering Trusted Mortgage Broker NSW

Stellar Finance Group is a boutique mortgage broking firm serving Sydney’s Inner West, including Petersham. With over 20 years of experience, we combine industry knowledge with a client-first approach, delivering personalised home loans and financial advice for home buyers, investors, and business owners.

We recognise that no two borrowers are the same. Whether applying for your first home loan, refinancing to reduce repayments, or exploring investment loans, we assess your financial situation and recommend the best loan options.

Understanding Petersham’s Property Market

Petersham is a vibrant Inner West suburb featuring a mix of period homes, modern apartments, and family residences. Its proximity to Sydney CBD, local schools, and transport links ensures strong demand in the property market, making expert mortgage advice essential for securing the right loan amount, managing deposits, and choosing flexible repayment types.

Our mortgage brokers can guide you on:

  • Comparing home loans across banks and specialist lenders

  • Assessing your borrowing capacity

  • Understanding interest rates and loan structures

  • Managing fees, lenders mortgage insurance, and loan features

  • Selecting the right loan for construction, investment, or refinancing

Home Loan Tools and Resources

We offer a range of helpful tools to support your decision-making:

Frequently Asked Questions

What is a home loan?

A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.

Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.

Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.

Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.

While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.

LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.

Hear From Our Clients

Speak to Us

Speak With a Local Mortgage Broker Today

Lisa Bridgett offering Trusted Mortgage Broker in New South Wales

Ready to start your home ownership journey or review your home loan? Stellar Finance Group provides expert guidance, personalised loan options, and ongoing support to secure the right home loan in Petersham NSW. Speak with a local mortgage broker today to explore options for first home buyer loans, investment loans, or construction finance.