Home Loans Marrickville NSW
Lending Solutions for Marrickville Residents
If you are searching for reliable home loans in Marrickville NSW, Stellar Finance Group specialises in providing customised lending options that align with your unique financial situation. Whether you are a first-time buyer, refinancing an existing loan, or investing in property, our expert mortgage brokers deliver personalised advice and access to a wide range of competitive loan products across Sydney’s Inner West.
Why Choose Stellar Finance Group for Your Marrickville Home Loan?
The mortgage market can be complex, but our local mortgage broking team simplifies the process by understanding your financial goals and connecting you with suitable loan options. With access to multiple lenders including major banks and specialist providers, we help you secure competitive interest rates and loan features tailored to your needs.
Our services include:
Assessing your borrowing capacity and ideal loan amount
Advising on lenders mortgage insurance (LMI), fees, and charges
Comparing home loans to identify the best fit for your circumstances
Managing your loan application from start to settlement
Providing ongoing personalised support throughout your financial journey
Our Home Loan Services in Marrickville NSW
Your Partner in Property & Finance
First Home Buyer Loans
Purchasing your first property in Marrickville? Our expert brokers guide you through assessing your borrowing capacity, managing the loan application process, and applying for government grants and incentives available to eligible buyers in Marrickville NSW.
Refinancing
Want to reduce your loan repayments or release equity? We review your existing home loan against current market offerings to find a tailored, cost-effective refinancing solution that aligns with your financial objectives.
Construction Loans
If you are planning to build or renovate in Marrickville, we provide specialised advice on construction loans, including coordinating progressive drawdowns matched to your builder’s schedule, helping to manage your cash flow effectively.
Investment Loans
For property investors in Marrickville, we help structure investment loans designed to maximise rental yields, optimise tax advantages, and support your long-term investment goals.
Business and Commercial Lending
Seeking finance for your business? We offer access to commercial loans, SMSF loans, and bespoke asset finance solutions tailored to support your business growth and cash flow requirements.
Personal Loans and Car Finance
We also assist Marrickville residents with personal loans, car finance, and asset funding solutions for renovations, significant purchases, or unexpected expenses.
Who We Are
DR. LISA BRIDGETT
IN MARCH 2017
Stellar Finance Group is a boutique mortgage brokerage serving Sydney’s Inner West, combining over 20 years of experience with a client-centric approach. Founded by Dr. Lisa Bridgett, we specialise in tailored home loan solutions for home buyers, investors, and business owners.
We understand every borrower’s financial situation is unique. Whether applying for your first loan, refinancing, or expanding your portfolio, we carefully recommend the right loan product to suit your needs.
Understanding Marrickville’s Property Market
Marrickville is a vibrant suburb within Sydney’s Inner West known for its rich cultural scene, leafy streets, and proximity to the CBD. The local property market is competitive, making expert advice essential to secure favourable interest rate discounts and flexible loan features.
Our brokers assist you to:
Compare competitive interest rates and loan options
Assess your borrowing capacity and ideal loan amount
Choose between fixed interest rate loans, variable, or interest-only repayments
Navigate lender fees, charges, and the loan approval process
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker Today
Ready to start your home buying or refinancing journey? Stellar Finance Group is here to help you access the best home loans in Marrickville NSW. Contact us for personalised advice tailored to your financial goals.