Home Loans Erskineville NSW
Home Loan Solutions from Local Mortgage Brokers
If you are searching for reliable home loans Erskineville NSW residents trust, Stellar Finance Group offers personalised solutions designed to meet your unique financial needs. Whether you are a first-time buyer, refinancing your existing mortgage, or expanding your portfolio with an investment property, our expert mortgage brokers guide you through Sydney’s Inner West competitive loan market.
Why Choose Stellar Finance Group for Your Erskineville Home Loan?
Navigating the home loan landscape can be complex. Our team of local brokers provides clear advice, ensuring you secure the right loan to match your property goals and financial situation. We have access to a wide range of lenders, including major banks, specialist lenders, and non-bank providers, offering you competitive interest rates and flexible loan options.
We specialise in:
Assessing your borrowing capacity and loan amount
Helping you understand fees and lenders mortgage insurance (LMI)
Comparing home loans from different lenders for the best deal
Supporting you throughout your loan application and settlement
- Providing ongoing customer service for your evolving financial needs
Our Home Loan Services in Erskineville NSW
Your Partner in Property & Finance
First Home Buyer Loans
Are you purchasing your first home in Erskineville? Our mortgage experts assist you in understanding your borrowing power, guiding you through the loan application process, and helping you access government grants and incentives available for eligible buyers.
Refinancing
If you have an existing mortgage, refinancing can help you access better interest rates, reduce repayments, or unlock equity for other investments. We analyse your current loan against market options to find you a better deal.
Construction Loans
Planning to build a new home in Erskineville? Our brokers offer advice on construction loans, helping you manage progressive drawdowns and align finance with your builder’s schedule, so your cash flow remains steady.
Investment Loans
We support property investors in Erskineville by structuring tailored investment loans that align with your goals, helping maximise rental returns and tax benefits.
Business and Commercial Lending
If you’re a business owner seeking finance, we provide access to business loans, commercial loans, SMSF loans, and commercial property financing to support your growth and cash flow.
Personal Loans and Asset Finance
Our team also helps with personal loans, vehicle finance, and asset loans to assist Erskineville residents with renovations, large purchases, or unexpected expenses.
Who We Are
DR. LISA BRIDGETT
IN MARCH 2017
As a boutique mortgage brokerage in Sydney’s Inner West, Stellar Finance Group combines over 20 years of industry experience with a client-focused approach. Founded by Dr. Lisa Bridgett, we pride ourselves on delivering tailored home loan solutions for buyers, investors, and business owners in the Inner West and surrounding areas.
We understand that each client has unique needs. Whether it’s your first property purchase, refinancing, or expanding your portfolio, we take time to assess your financial situation to recommend the most suitable loan options.
Understanding Erskineville’s Property Market
Erskineville offers a vibrant lifestyle with easy access to Sydney CBD, trendy cafes, and parks, making it a sought-after suburb for homeowners and investors alike. Its competitive property market requires expert guidance to secure the best loan for your purchase.
Our brokers will help you:
Compare current interest rates and calculate your borrowing capacity
Understand different loan options such as fixed and variable rates
Evaluate fees and charges associated with loan approval and settlement
Navigate the complexities of securing finance from multiple lenders
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker Today
If you’re ready to start your home buying journey or review your current loan, Stellar Finance Group is here to provide expert advice and help secure the best home loans Erskineville NSW has to offer. Contact us for personalised support and solutions.
