Home Loans Drummoyne NSW
Tailored Home Loan Solutions from Local Mortgage Experts
Whether you are buying your first home, refinancing, or investing in property, Stellar Finance Group offers tailored home loans Drummoyne NSW residents can rely on. Our mortgage brokers provide expert advice and access to competitive loan products from trusted lenders.
Why Choose Stellar for Your Drummoyne Home Loan?
We simplify the home loan process and help you make informed financial decisions. Whether you are a first-home buyer, upgrading, or expanding your investment portfolio, our experienced team will match you with the right loan for your needs.
We offer:
- Access to major banks, specialist lenders, and non-bank options
- Loan options suited for PAYG, self-employed, and complex financial profiles
- Expert guidance on lenders mortgage insurance, deposits, and interest rate strategies
- Support with refinancing, debt consolidation, or equity release
- Personalised service from application to settlement
Our Home Loan Services in Drummoyne
Your Partner in Property & Finance
First Home Buyer Loans
Buying your first property in Drummoyne? Our mortgage brokers will help you understand your borrowing capacity, navigate the loan application process, and apply for government grants and incentives available to eligible home buyers.
Refinancing
Looking to reduce repayments or access equity in your property? We compare your current home loan against the latest market offers and find a more cost-effective solution tailored to your needs.
Construction Loans
Building a new home in Drummoyne? We provide construction loan advice including progressive drawdowns aligned with your builder’s timeline to help manage your cash flow effectively.
Investment Loans
Our brokers assist Drummoyne property investors in structuring investment loans to suit their goals. Whether purchasing your first investment property or expanding your portfolio, we help optimise tax benefits and rental yield potential.
Business and Commercial Lending
Need finance for your business? We offer access to business loans, commercial loans, SMSF loans, and commercial property finance to support your growth and cash flow requirements.
Personal Loans and Asset Finance
We also assist with personal loans, car loans, and asset finance solutions, helping Drummoyne borrowers fund large purchases, renovations, or unexpected expenses.
Who We Are
DR. LISA BRIDGETT
IN MARCH 2017
Stellar Finance Group is a boutique mortgage broking firm committed to delivering tailored lending solutions for home buyers, property investors, and business owners across Sydney. Founded by Dr. Lisa Bridgett, our firm combines over 20 years of industry experience with a client-first approach to finance.
We understand that no two borrowers are the same. Whether you are applying for your first home loan, refinancing to reduce repayments, or exploring investment property opportunities, we work to understand your financial situation, goals, and challenges to recommend the right loan options.
Understanding Drummoyne’s Property Market
Drummoyne is a sought-after Inner West suburb offering a mix of waterfront properties, modern apartments, and family homes. With its proximity to the Sydney CBD, vibrant café culture, and strong community atmosphere, property demand is consistently high, making the right mortgage advice essential.
Our mortgage brokers can guide you through:
Competitive interest rate comparisons
Understanding your borrowing capacity
Choosing between fixed and variable loan options
Managing fees, repayments, and loan features
Comparing home loans across banks and specialist lenders
Home Loan Tools and Resources
We offer a range of helpful tools to support your decision-making:
- Mortgage calculator – Estimate your repayments
- Borrowing power calculator – Understand how much you can borrow
- Budget planner – Track your expenses before applying
- Mortgage payment calculator – See how extra repayments could save you
Frequently Asked Questions
What is a home loan?
A home loan is a type of finance that helps individuals purchase residential property by borrowing money from a lender, usually a bank or mortgage broker. It is repaid over time with interest.
How do I know how much I can borrow for a home loan?
Your borrowing capacity depends on factors such as your income, expenses, credit history, and deposit size. Using a borrowing power calculator can help estimate how much you may be eligible to borrow.
What documents do I need to apply for a home loan?
Common documents include proof of income (such as payslips or tax returns), bank statements, identification, details of your assets and liabilities, and information about the property you wish to purchase.
What are the typical interest rates for home loans?
Interest rates vary based on the lender, loan type, and market conditions. Fixed and variable rate options are commonly available. It is important to compare home loans to find the most competitive rate for your financial situation.
Can I get a home loan with a poor credit score?
While a good credit history increases your chances of approval, some lenders specialise in working with borrowers who have lower credit scores or complex financial situations.
What is lenders mortgage insurance (LMI)?
LMI is an insurance policy that protects the lender if a borrower defaults on a home loan with a deposit below 20%. It is usually required when the deposit is less than 20 percent of the property value.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Speak With a Local Mortgage Broker Today
Ready to start your home ownership journey or review your current loan? Whether you are buying, building, investing, or refinancing, Stellar Finance Group is here to help you secure the right home loan in Drummoyne NSW. Let us guide you to better loan options with clarity, confidence, and tailored financial advice.