Your Trusted Partner for Loans for Accountants
We offer professionally structured finance solutions tailored to accounting professionals across Australia. Whether you’re a chartered accountant, tax accountant, or finance manager, Stellar Finance Group helps you secure the right loan, from accountant home loans to investment loans and refinancing options.
How to Apply for an Accountant Home Loan
1. Review Your Financial Situation
Before applying for an accountant home loan, assess your financial statements, expenses, and borrowing capacity. Whether you’re a certified practising accountant, public accountant, or working in a senior role such as chief financial officer or finance director, having a clear picture of your financial position will help determine the best loan product for your needs.
2. Prepare the Right Documentation
Depending on your employment structure, you’ll need documents like payslips, tax returns, or for self-employed professionals, an accountant’s letter, BAS, or business bank statements. These support applications for low doc loans, investment loans, or commercial finance tailored for accounting professionals.
3. Choose a Loan Option That Suits You
From home loans and car loans to business lending and investment property finance, our expert mortgage brokers will match your goals with the most suitable loan options. Whether you’re buying your first property, refinancing, or expanding your accounting firm, we ensure your loan structuring supports both your current and future financial growth.
4. Apply for Pre-Approval
Pre-approval for an accountant loan gives you a clear budget, enhances your negotiating position, and demonstrates your seriousness to sellers. We work with lenders who offer premium loan features such as waived Lenders Mortgage Insurance (LMI), flexible terms, and higher borrowing limits for finance professionals.
5. Find a Property and Make an Offer
With pre-approval secured, you can confidently search for property. Once you’ve identified the right opportunity, your solicitor or conveyancer can assist with contract review and offer submission. A pre-approved mortgage boosts your credibility in competitive markets.
6. Settle and Secure Your Loan
We finalise the process by liaising with your chosen lender, arranging paperwork, and ensuring settlement goes smoothly. Whether it’s a professional home loan or commercial lending, Stellar Finance ensures you’re supported from application to settlement.
Who We Are
DR. LISA BRIDGETT
Stellar Finance Group was established to support busy professionals, like chartered accountants, management accountants, and certified public accountants, with lending solutions designed to match their income structures, financial goals, and work demands.
With 20+ years of combined experience, we understand the financial language of accounting. Whether you’re reporting to the Chartered Accountants Australia board or managing complex balance sheets for a client, we provide loan products that reflect your status and profession.
Loans for Accountants
Finance Solutions Built for Accounting Professionals
We specialise in accounting home loans and investment finance for professionals working in accounting, taxation, and corporate finance. Whether you’re a certified practising accountant, chartered accountant, or working in financial planning, our tailored loans help you grow your personal wealth or business success.
Our strong relationships with major and niche lenders allow us to offer:
Low doc home loans for self-employed accountants
Home loans with reduced or waived mortgage insurance
Access to premium financial products
Loans matched to your financial statements and career goals
How Loans for Accountants Work
Lending That Matches Your Professional Structure
Traditional lenders may not always understand the financial information accountants present. At Stellar Finance Group, we do.
We work with lenders who recognise income from:
- PAYG employment with accounting firms
- Partnership distributions or dividends
- BAS and bank statements for consultants
- Accountant’s letters for income verification
If you’re a sole practitioner or part of the Global Accounting Alliance, we help you secure loan options without unnecessary complications or delays.
Why Choose Loans for Accountants?
Purpose-Built Lending for Financial Experts
As an accountant, you analyse and interpret numbers, so we offer lending solutions that meet the same level of clarity and performance.
Our loans for accountants offer:
- Higher borrowing capacity
- Flexible income verification
- Reduced Lenders Mortgage Insurance
- Expert loan structuring based on your professional needs
- Access to investment loans, professional home loans, and car loans
We help ensure your loan amount, features, and structure align with your short- and long-term goals.
Why Accountants Choose Stellar Finance Group
Whether you’re managing clients as a tax accountant, forecasting as a finance manager, or advising boards as a finance director, we tailor your loan around your workload, cash flow, and professional plans.
With our expert brokers, you can:
- Compare home loans from multiple lenders
- Avoid excessive documentation
- Maximise deductions and asset leverage
- Access competitive rates and flexible repayment options
- Focus on your accounting practice while we manage your loan
Frequently Asked Questions
What is an accountant home loan?
An accountant home loan is a tailored finance solution designed for accounting professionals. It often comes with fewer documentation requirements, better rates, and waived Lenders Mortgage Insurance.
Who qualifies for loans for accountants?
Chartered accountants, tax specialists, finance directors, certified practising accountants, and public accountants may all qualify. Lenders assess based on income type, employment structure, and credit history.
Do accountants get better interest rates?
Yes, many lenders offer professional home loan packages with lower interest rates and reduced fees for low-risk professions such as accounting and finance.
What documentation do I need for a low doc loan?
You may need to provide business activity statements (BAS), bank statements, or a signed accountant’s declaration, especially if you’re self-employed or run an accounting firm.
Why should I use a mortgage broker for an accountant loan?
A broker understands the nuances of your profession, compares multiple loan products, and ensures you get the best loan for your career stage and financial situation, without the admin stress.
Hear From Our Clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
Renee Vella
Speak to Us
Specialist Mortgage Broker for Accountants and Finance Professionals
Contact Stellar Finance Group today for expert guidance on accounting home loans, low doc loans, investment loans, and business finance tailored to the unique needs of finance professionals. Let us help you structure the right loan for your goals.