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Know Your Borrowing Power: Start Here! | Stellar Finance Group If you earn 60,000$ per year and your partner makes 80,000$ per year let’s say you have 5,000$ credit card debt with monthly living expenses of around let’s say 3,000$ excluding rent you can borrow between 680,000$ to 730,000$ from your bank for your first time now this doesn’t cap your purchase price but atleast let’s you know how much you can borrow at your deposit on top of that if you want to know your borrowing capacity Dm me I’ll happy to help

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