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smsf loans
let stellar finance group help you unlock the power of your self-managed super fund (SMSF) to invest in residential and commercial property.
buy property in super
Australians are passionate about real estate investment, and SMSF loans can turn property ownership dreams into reality. Ideal for both commercial and residential properties, SMSF loans are a smart move for your retirement strategy.
buy residential
Investing in property could yield high returns with low risk. Real estate offers potential for capital growth and steady rental income, making it a strategic choice for securing your future, especially as the benefits kick in upon retirement.
buy commercial
This is a smart move for business owners. Buy commercial property with SMSF loans and rent it to your business. Enjoy deductible market-rate rent payments from your company's revenue - say goodbye to landlords and rental worries.
know the rules
SMSF loans come with four key rules…
1. Properties must solely provide retirement or death benefits to SMSF beneficiaries.
2. Residential properties cannot be bought from, lived in, or rented by SMSF members or their related parties.
3. The property must not be a single acquirable asset.
4. Commercial properties can be purchased from or leased to SMSF members if done at fair market value and used only for business purposes.
For more information on related loan options, such as low-doc loans, you can visit this page.
smsf loans
what is SMSF lending
An SMSF loan enables the purchase of residential and commercial properties through a self-managed super fund (SMSF). The investment returns, including rental income and capital gains, are funneled back into the super fund, thereby enhancing your retirement savings.
Choosing the appropriate SMSF loan and fund structure, along with the right type of property, can lead to significant savings on account structure and maintenance fees. Furthermore, an SMSF loan offers the flexibility to:
– Tailor your retirement planning to your personal terms
– Select investments that align with your lifestyle and financial objectives
– Leverage property investments by borrowing within a Self-Managed Super Fund
hear from our clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
