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construction loans
Build your ideal home
Finance to build your own home
If you have big plans to build a home of your own – or renovate your existing home – constructions loans can help you make it happen
build your own
Dreaming of your dream home? Constructions loans are purpose-built (sorry, we had to).
renovate your home
We can help you free up equity to finance those ambitious renovations.
unlocking flexibility with construction loans
Embarking on a home construction project can be daunting, requiring meticulous planning and financial management. To navigate this process smoothly, you need a financing solution that offers flexibility and tailored support.
Constructions loans, specifically designed for the unique needs of building or renovating your dream home, provide the perfect solution. Here’s why they’re the ideal choice:
Staged Funding
Unlike traditional home loans, construction loans provide funding in stages, aligned with the progress of your project. This ensures you only access funds as needed for each stage of construction.
Optimized Cash Flow
With staged funding, you’ll only pay interest on the amount you’ve accessed, not the entire loan amount. This optimizes your cash flow, especially if you’re renting while construction is underway.
Interest-Only Period
During the interest-only period, you’re not required to make principal repayments, easing financial pressure during the build phase.
Effective Budgeting
As your project progresses and you draw down more funds, be mindful that your interest payments will increase accordingly. Effective budgeting is crucial to manage this rise in interest costs as your project advances.
We can let you know if you qualify for any government grants and take you through the process of applying and securing the funding. Every little bit helps!
If you’re also interested in exploring car loan options, check out our Car Loans page for more details.
Building or renovating your own home is a huge undertaking! We’re always here to help decipher the bank and builder jargon, and keep you on top of what’s happening throughout the process.
You can also use our Budget Planner Calculator to assist with your financial planning.
hear from our clients
Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!
Wayne Jones
From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.
Sam Asadollahi
Got a dream? Lisa and her team can help you make it happen. I can’t think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can’t recommend Lisa and her team enough!
Jennifer Hsu
Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.
Babu Narayanan
It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.
Magda Louw
Lisa Bridgett is all about making her clients’ life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.
