Mortgage Referrals for Family Lawyers
Work with a mortgage broker who understands the financial decisions involved in family law matters. Based in Sydney’s Inner West, Stellar Finance Group helps referred clients explore refinancing, property buyouts and home loan options following separation.
A Straightforward Referral Process
FOR FAMILY LAW PRACTICES
You can introduce your client to Stellar Finance Group when mortgage feasibility, refinancing or future borrowing capacity needs to be considered. We keep the process clear, practical and sensitive to the circumstances of separation.
1. Make an introduction. With your client’s permission, contact us or ask them to enquire directly.
2. We review their lending position. We discuss their goals, income, existing loans, property position and available documentation.
3. We explain the options. Where appropriate, we outline potential lending pathways, likely requirements and next steps. Any updates shared with your firm are subject to client consent.
4. The client decides how to proceed. We assist with a loan application if a suitable option is identified and the client wishes to continue.
A Local Finance Contact for Your Practice
STELLAR FINANCE GROUP
LISA BRIDGETT
We understand that separation can involve difficult financial decisions and tight timelines. Our approach is to listen carefully, explain the lending process in plain English and help each referred client understand their available options.
GET IN TOUCH
Refer a Client or Discuss a Matter
Family lawyers can contact us to discuss the lending assistance a client may need. For a direct client introduction, please obtain their consent first. Alternatively, invite your client to enquire with us directly.
Personalised Advice
We take the time to understand your goals and circumstances.
Wide Range of Lenders
We compare options to find a suitable solution for you.
Local Knowledge
We support borrowers across Sydney and surrounding areas.
- Your information is kept private and confidential.
Frequently Asked Questions
When should a family lawyer refer a client to a mortgage broker?
A referral may be helpful before property arrangements are finalised, particularly if a client hopes to retain a home, refinance joint debt or purchase another property. Early guidance can clarify lender requirements, but it does not guarantee approval.
Can a client refinance a joint mortgage into their own name?
Potentially. The lender will assess the applicant’s income, expenses, debts, credit history and property position. Any transfer or discharge of a former partner’s obligations must also be dealt with appropriately through the legal and lending processes.
Can Stellar help a client buy out their former partner?
We can explore refinancing and borrowing options that may fund an agreed equity payout, subject to the client’s circumstances, available equity, lender policy and formal approval.
Do you provide advice on consent orders or property settlements?
No. Family lawyers provide legal advice and prepare the relevant legal documents. Stellar Finance Group provides mortgage and lending guidance only. We may discuss financing implications once the client and their legal adviser have identified a proposed arrangement.
Will you communicate with our law firm?
With the client’s permission, we can communicate about relevant lending requirements and progress. We do not share personal financial information without appropriate authorisation.
What if a client is self-employed or has complex income?
We can review the circumstances and discuss lenders’ documentation requirements and potentially suitable lending options. Approval depends on the full assessment.
Can clients seek advice before their separation is finalised?
Yes. An initial conversation can help them understand possible future borrowing options. Final lending decisions may depend on completed agreements, liabilities and other documents.
Do you only assist clients in the Inner West?
No. Stellar Finance Group is based in Sydney’s Inner West and can assist eligible clients from other areas as well.
Is there a fee for the initial discussion?
Please contact Stellar Finance Group to confirm any applicable fees and the scope of the initial discussion.
How do we make a referral?
With your client’s consent, use the enquiry form below or call 02 8529 5055. Please avoid sending sensitive client documents through an unsecured initial enquiry.